LSCU eSignal Weekly
LSCU eNews Weekly February 27, 2012
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LSCU eNews Weekly
In This Issue
President's Point
Happenings from the LEAGUE and LEVERAGE board meetings
LSCU Top Headlines
This week's top League headlines
Governmental Affairs News
This week in Alabama politics: Public deposits still tops list, two confirmed to ACUA board
This week in Florida politics: Tough politics outside Capitol, budget outlook
News from the Hill: Both houses back after holiday ready for work
State GAC in Alabama hotel cutoff date March 4
Dennis Ross fundraiser held in Tampa
Compliance Corner
League InfoSight highlight: Bank Secrecy Act Channel Updated
CUNA Regulatory Advocacy Report - Week of Feb. 27
Compliance calendar and training
Communications News
Nominate your credit union for an LSCU award - Entry deadline is just a month away!
Education News
IRA Essentials & Advanced Training next month in Birmingham
ALM Essentials & Implementation Training on March 27-28
Education Calendar
LEVERAGE News
CFPB launches inquiry into overdraft programs, what it means for your institution
News from You
SunState FCU launch debt cancellation product
Army Aviation Center FCU employees donated $7,500 in 2011
Tallahassee FCU now offers payday lending alternative
EMPLOYMENT
View available credit union jobs
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President's Point

Happenings from the LEAGUE and LEVERAGE board meetings

The LSCU and LEVERAGE boards met last week in the League’s Birmingham office. I wanted to give you an update on a couple important items. The League is working hard to raise the profile for our credit unions in Alabama and Florida. Much of what we talked about in the board meeting centered on ways the League is doing this including the Cooperative Image Campaign, Tornado relief in Alabama, the partnership with CUES and the proactive legislative and regulatory agendas.

You’ve seen me write in this column about the need for our credit unions to be active in our grassroots activities. With this being an election year, it’s doubly important. The LSCU board of directors approved a $50,000 contribution from the CU Vote Defense Fund to CUNA’s Political Activities Fund. This money will be used by CUNA to engage in independent expenditures to elect credit union friendly candidates as well defeat candidates that have not been supportive of our agenda in Washington, D.C. I hope our credit unions will continue to strive to meet the goals of the LSCU FedPAC, CUPAC (Florida State PAC) and State ACULAC (Alabama State PAC).   

I hope you know that the Southeastern Credit Union Foundation (SECUF) is spearheading the fundraising for a “Leave Behind” project in conjunction with the Republican National Convention in Tampa this August. The LSCU, SECUF and CUNA will be building a new handicap accessible playground at All Children’s Hospital in St. Petersburg, which is estimated to cost $300,000. LEVERAGE, the League’s service corporation, will donate $30,000 or the first 10 percent of the project, after the LEVERAGE board approved it last week. As we did with last year’s cooperative image campaign, we believe in putting our money where our mouth is. We hope credit unions across Alabama and Florida will also consider contributing to this worthy project. This is a great way to show Republican lawmakers from around the country that credit unions care and are engaged in their communities. The North Carolina League and the Carolinas Credit Union Foundation has a similar project in Charlotte to be done in conjunction with the Democratic National Convention.

The LSCU and LEVERAGE boards do a great job setting the strategic direction for the League and Service Corporation. This year, we will have four LSCU board seats up for election. The LSCU Election Committee recommended to the full board to reclassify some of the seats on the board to ensure proper representation for all credit unions regardless of size as well as make sure we are in compliance with the LSCU bylaws. Right now we have 16 board members, but we don’t have enough representation for credit unions under 2,000 members (Category A). The board voted to move three board seats to be Category A seats, which is 2,000 members or under. This means after this year’s election, we will have four seats in accordance with our bylaws across each membership category. The League will send out board election materials later this spring.

The LSCU is working to make our board meetings as transparent as possible. We maintain an LSCU Credit Union Information page on our website. It requires a login, but it has our strategic plan, budget, board meeting minutes and financials. It’s just another way to show the League is working with you and for you.

I welcome your thoughts and feedback.

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LSCU Top Headlines
This week's top League headlines

Huntsville Times letter to the editor on public deposits
Greg Olmsted, CEO of North Alabama Educators Credit Union, submitted a letter to the editor pointing out that a credit union should be able to accept public deposits. The Huntsville Times published the letter on Saturday Feb. 24. The letter also draws attention to the fact that 33 other states allow it. There are currently bills in the Alabama House and Senate that would allow credit unions to accept public deposits. You can read the letter to the editor by visiting the LSCU Press Room

NCUA economic video now available
The NCUA has released a new video that provides credit unions with an economic update for February. NCUA  Chief Economist John Worth provides credit unions with information such as tight budgets at the federal, state and local government level and how this affects credit unions. To see the video, visit the NCUA YouTube channel. The video is the second in a series of economic updates. 

CUNA Committees seeking nominations by March 16
CUNA has a number of committees that meet throughout the year that range from auditing, to corporate governance to ethics to volunteer leadership. If you or someone from your credit union would be willing to serve on a CUNA Committee, you are asked to submit an online information form by March 16. You can see a list of committees here and access the online form here. 

CUNA Survey finds credit unions more trusted than banks
A recent CUNA survey shows that 40-percent of respondents feel a credit union is as safe or safer than a bank, compared to 34 percent that indicated a bank was safer. For the ninth year in a row, favorable sentiment toward credit unions stayed at the 80-percent mark. You can read more about the CUNA Survey by clicking here

Possible production company scam in Florida
A Florida-based production company has been calling credit unions across the country offering a deal for them to produce a story about the credit union for a PBS show American Milestones. The company claims Joan Lunden will host the program. An Indiana PBS station believes it's a scam and Joan Lunden has asked the company to stop using her name. The LSCU and at least one credit union has been contacted. Click here to read more.

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Governmental Affairs News
This week in Alabama politics: Public deposits still tops list, two confirmed to ACUA board

Public Deposits

The LSCU Governmental Affairs (GA) team is continuing to work on the public deposits legislation introduced two weeks ago, SB 299 and HB 315. Members of the Senate Banking & Insurance Committee and House Financial Services Committee have heard from credit unions and bankers on the issue, but credit unions need to continue to apply pressure on the members of the House and Senate. 

When a contentious issue like public deposits is put before the legislature, it is easier for the committee members to maintain the status quo and do nothing with regards to the legislation. This attitude is one that must be broken on the public deposits legislation, and show the members that this issue is just as important to credit unions as it is to bankers. Bankers are pulling out all of the stops and who could blame them, they have a $10 billion pool of money all to themselves and the last thing they want is to share it with credit unions.

As the League moves forward to securing a hearing on SB 299 and HB 315, credit unions throughout the state must be vigilant in their efforts and work the phones or send letters to the committee members.  Without your support, movement on this legislation will become more and more difficult. Click here for a copy of talking points and Senate and House committee members.

Right of Redemption
Earlier in this year’s Legislative Session, the League told you about expected legislation reducing the redemption period on foreclosed property.  While there is still an expectation to see this, it has yet to be filed. There are issues being worked out by interested parties and as soon as legislation is filed, the League will let you know.

Senate Confirms Two to ACUA Board
On Tuesday, the Alabama Senate confirmed the appointments of Greg McClellan and Thomas Bonds to the ACUA Board of Directors. McClellan was re-appointed by Gov. Robert Bentley, while Bonds is a new member to the board. The League is working with Gov. Bentley’s office on other appointments to the ACUA board as state law allows the governor to appoint three members from credit unions at-large, and four from names submitted by the Alabama State Credit Union Legislative Forum, which is organized by the League.

Don't forget to follow the GA team updates on Twitter throughout the session by clicking here.

For questions regarding legislative affairs issues in Alabama, contact LSCU Director, Legislative Affairs Jason Cochran at 866.231.0545, ext. 2159. [ Return to Top ]

This week in Florida politics: Tough politics outside Capitol, budget outlook

Florida Politics Week in Review:

As the Senate began debating its $70.8 billion budget proposal on the floor, infighting within the chamber nearly resulted in a leadership coup. The Senate was able to pass its budget by a 33-to-6 vote, priming the budget for the conference process, but behind the scenes, the Senate (particularly the Republican caucus) wasn’t nearly as cohesive. Current Senate Majority Leader Andy Gardiner (R-Orlando) has long been the favorite to succeed Sen. Don Gaetz (R-Niceville) as Senate President in 2015. Sen. Jack Latvala (R-St. Petersburg) has been the prime challenger to Gardiner, which has caused some contention within the party ranks. This contention left an opening for a new challenger to Gardiner and Latvala to bring the party together and end the speculation on who would succeed Gaetz. Sen. John Thrasher (R-Jacksonville) stepped in to say he wanted to succeed Gaetz, causing a near coup which would have resulted in Thrasher taking the presidency in 2015 and Sen. Joe Negron (R-Palm City) succeeding Thrasher in 2017. After a great deal of speculation, cooler heads prevailed and it looks as though Gardiner will still succeed Gaetz, though nothing is certain at this time. The Governmental Affairs (GA) team will continue to monitor this situation and keep you informed of the happenings.

Also outside of the Capitol walls was the news that now former Rep. Richard Steinberg (D-Miami Beach) was under federal investigation for cyber-stalking a federal prosecutor. Steinberg, who sat on the Insurance and Banking subcommittee and voted “no” on the League’s public deposits legislation, has admitted to sending unsolicited texts to Marlene Fernandez-Karavestos, a federal prosecutor, using a spoofed phone number and a Yahoo instant messenger account. The texts, many of which were sexual in nature, were traced back to Steinberg and after returning home to Miami Beach, Steinberg resigned from the Florida House. In a prepared statement, Steinberg said, “The events of the past week have been difficult for my family, for me, and for everyone involved. As I did earlier this week, I want to once again, very directly and sincerely, apologize to everyone I have hurt."

Inside the Capitol, important issues continued to move through the process. A bill which would help expedite the foreclosure process in Florida has begun to move through both chambers. SB 1890 by Sen. Latvala passed the Senate Judiciary committee last week, while a comparable measure, HB 213 by Rep. Kathleen Passidomo (R-Naples) passed through its final committee, the Insurance and Banking subcommittee, and has been placed on the special order calendar to be heard on the floor tomorrow, Feb. 28. While these bills are extremely helpful to financial institutions, there is one issue that the League has with the bill. It would shorten the length of time a financial institution has to file a deficiency judgment in a foreclosure proceeding from five years to one year. The Senate bill will be heard Monday in Senate Banking & Insurance, its last committee of reference before going to the Senate floor. The GA team continues to work with interested parties in hopes that it can work out a compromise on this one issue in an otherwise very good bill.

Outlook on the State’s Budget
The House and Senate will likely begin the conference process on the Fiscal Year 2012-13 budget. Both chambers have voted on their proposals and they must now meet to hammer out the differences. Last week, Speaker Dean Cannon (R-Winter Park) sent out a memo outlining the conference process and stated that, if possible, they will begin the process this week. In Florida, a final budget proposal must be balanced, meaning the legislature cannot authorize more spending than the state receives in revenue dollars, and it must pass identically from both chambers. Once a final budget has been worked out, it is printed and “placed on the desks” of the members. It then cannot be voted on for 72 hours as there is a cooling off period so that members can review the budget as well as take time away from the budget to handle other issues. Once a final vote is made, the House and Senate may sine die (conclude session) anytime thereafter. It is expected that a final vote on the budget will not be made until March 9, the final day of the regular session.

To read the complete Florida Politics Week in Review including important information on redistricting, grassroots advocacy, and PAC fundraising, click here.

Should you have any questions about the legislative issues mentioned above, contact LSCU Director, Legislative Affairs Jared Ross at 866.231.0545, ext. 1012. [ Return to Top ]

News from the Hill: Both houses back after holiday ready for work

News from the Hill Update

Floor Schedule
The House comes back today and will consider legislation under suspension of the rules. Tomorrow, the House will consider additional bills under suspension of the rules. On Wednesday and Thursday, the House will consider H.R. 2117, Protecting Academic Freedom in Higher Education, and H.R. 1837, San Joaquin Valley Water Reliability. The House will not be in session on Friday.

The Senate comes back today and will consider judicial nominations.  The remainder of the week, the Senate will consider the transportation authorization bill.

The League is keeping an eye on two bills that may receive consideration in the coming weeks.  The first is H.R. 4014, which would protect the privilege of information submitted to the Bureau of Consumer Financial Protection.  While it has not yet been noticed for consideration on the suspension calendar this week, it is possible that the bill could be considered before the House recesses for the week.  See today’s New Now story for more information on this bill.  In addition, if the Senate completes consideration of the transportation bill this week, it is quite possible that the next bill it considers will be H.R. 2105, the Cybersecurity Act of 2012.

Committee Schedule
As usual, the League is following several committee hearings on both sides of the Capitol, including the following:

Today, the House Judiciary Committee Subcommittee on Courts, Commercial and Administrative Law will hold a hearing on H.R.4078, the "Regulatory Freeze for Jobs Act of 2012," to provide that no agency may take any significant regulatory action until the unemployment rate is equal to or less than 6 percent.

On Tuesday, the Senate Banking Committee will hold a hearing on “The State of the Housing Market:  Removing Barriers to Economic Recovery.”  Housing and Urban Development Secretary Shaun Donovan, Federal Reserve Governor Elizabeth Duke, and Federal Housing Finance Agency Acting Director Edward DeMarco are expected to testify.

To read the complete News from the Hill Update including the full committee schedule, click here.

If you have questions regarding the News from the Hill Update, contact LSCU SVP, Governmental Affairs Will McCarty at 866.231.0545 ext. 2137. [ Return to Top ]

State GAC in Alabama hotel cutoff date March 4

Alabama credit unions are encouraged to reserve their room today for the upcoming State GAC April 4-5 in Montgomery. The final day to reserve a room at the Renaissance Montgomery Hotel and Spa is March 4.  The Alabama State GAC features an in-depth look at state and federal credit union issues with presentations from the League, Total Spectrum partner and League consultant John McKechnie and CUNA SVP, Governmental Affairs Richard Gose. The highlight of the two-day conference is time with Alabama State legislators.

Credit unions will have two opportunities to interact with lawmakers. There will be an informal Legislative Reception on Wednesday evening and then lawmaker visits at the statehouse on Thursday. The Alabama State GAC is a great opportunity for credit unions to become more politically active, to take the first step in taking part in grassroots advocacy or to learn more about the political process. 

With two bills in the House and Senate that would allow credit unions to accept public deposits, it's imperative credit unions attend the State GAC and let lawmakers know that both bills are important to credit unions. The greater the number of credit unions that attend, the more impact it will have on visits with lawmakers. 

Visit the LSCU Events Calendar to learn more about the State GAC and to register.  [ Return to Top ]

Dennis Ross fundraiser held in Tampa

 

(l to r) Mid-Florida CU CEO Kevin Jones, Sylvia Jones, Rep. Dennis Ross, Florida West Coast CU CEO Mary Wood and Railroad and Industrial FCU CEO Art Wood.

Art and Mary Wood co-hosted a fundraiser for Rep. Ross in the Tampa area this past weekend.


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Compliance Corner
League InfoSight highlight: Bank Secrecy Act Channel Updated

The current edition of the League InfoSight newsletter covers the recent review and update to the Bank Secrecy Act channel including five topics.

A few of the topic updates include:

  • Bank Secrecy Act (BSA) Overview – The Bank Secrecy Act (BSA), also known as The Financial Recordkeeping and Reporting of Currency and Foreign Transactions Act of 1970, was enacted to help in the investigations of money laundering, tax evasion and other criminal activity. Visit this topic to review how the BSA affects credit unions and what credit unions should do to comply with BSA.
  • Currency Transaction Reports (CTR) – All financial institutions, including every credit union, must file a currency transaction report (CTR) on each deposit, withdrawal, payment, transfer or other transactions involving currency (cash) of more than $10,000.00. Review this topic to learn how soon after a transaction a CTR must be filed and the categories of exempt persons as identified by the Financial Crimes Enforcement Network.

To find out what other topics have been added to the Bank Secrecy Act channel, visit the latest edition of League InfoSight.

For more helpful reminders and tips, view the League InfoSight newsletter by clicking here. It is a password-protected area. Member credit unions that do not have a password, may click here to sign up for one. An active email account and a password are required. To log in to InfoSight, enter your email and password in the InfoSight login block (see graphic below) located in the upper right of any of the LSCU web pages.

  [ Return to Top ]

CUNA Regulatory Advocacy Report - Week of Feb. 27

This week, the CUNA Regulatory and Advocacy Report covers stories on: NCUA Board Member Hyland discusses key issues with CUNA, CUNA comments on NCUA’s Maintaining Access to Emergency Liquidity Proposal, Consumer Financial Protection Bureau update – overdraft protection and CFPB advisory groups, and more.

To read the complete CUNA Regulatory and Advocacy Report, click here. [ Return to Top ]

Compliance calendar and training

February 2012

        For the complete list of calendar dates and compliance trainings, visit the LSCU Compliance Calendar

        *Note: To view InfoSight content, it is required to log in to www.lscu.coop for access.

        [ Return to Top ]

        Communications News
        Nominate your credit union for an LSCU award - Entry deadline is just a month away!

        The League of Southeastern Credit Unions is proud to recognize those professionals, volunteers, and credit unions that have made outstanding contributions to the development and growth of the credit union movement in Alabama and Florida.

        The league is now accepting entries for the 2012 LSCU Awards:

        • Professional of the Year
        • Volunteer of the Year
        • Distinguished Service Award
        • CU of the Year Award
        • Brother’s Keeper Award

        Click here to download the LSCU Awards brochure, or click here to visit the LSCU Awards webpage.

         


        In addition, the LSCU and the CUNA sponsor three recognition programs for credit unions: the Dora Maxwell Social Responsibility Community Service Award Program, the Louise Herring Philosophy-in-Action Member Service Award, and the Desjardins Youth Financial Education Award.

        These programs identify credit unions that demonstrate the credit union "People-Helping-People" philosophy. The Dora Maxwell Award program honors the work of credit unions in the community, the Louise Herring Award program recognizes the practical application of credit union philosophy in daily internal operations, and the Desjardins Youth Financial Education Award recognizes leadership within the credit union movement on behalf of youth and adult financial literacy. For more information and entry forms, click here to visit the LSCU Awards webpage.

        The deadline for submissions is March 27, 2012. More information on all of these awards may be found on www.lscu.coop by clicking here. If you have any questions, contact LSCU Director, Information Services Amy Jowers at 866.231.0545 ext. 1020. [ Return to Top ]

        Education News
        IRA Essentials & Advanced Training next month in Birmingham

        Workshop Overview:

        Wednesday, March 13, 2012
        The IRA Essentials Workshop gives attendees a solid foundation of IRA knowledge. Attendees will leave this session able to work with IRA owners and process basic IRA transactions with confidence. This is a beginner’s session; no previous IRA knowledge is assumed.

        • Essentials Topics: IRA fundamentals, IRA distributions, IRA transfer & rollover contributions, IRA tax reporting overview

        Thursday, March 14, 2012
        The IRA Advanced Workshop builds on the learners’ knowledge of IRA basics to help them address some of the more complex IRA issues they handle at the credit union. This is an advanced session; previous IRA knowledge is assumed.

        • Advanced Topics: IRA benefits, IRA Tax reporting, IRA Transactions, required minimum distributions, processing an IRA death claim

        Instructor: Paul Kern, CIS, CIP, CISP, training consultant with Ascensus, Inc.

        Registration fee: $199/person/day or $349/person for both days and includes lunc

        For more information visit the LSCU Education Calendar or contact LSCU Associational Services Support Specialist Becki Payne at 866.231.0545 ext. 2129. [ Return to Top ]

        ALM Essentials & Implementation Training on March 27-28

        The ALM Essentials & Implementation Training covers:

        Essentials: The ALM Essentials Workshop is a full day session of benefit to all credit union employees, Board and ALCO members who desire a better understanding of the basic asset liability management process.

        Implementation: The ALM Implementation Workshop is a five hour session providing a checklist for organizing and implementing an effective asset liability management process in your credit union.

        Date
        March 27-28, 2012

        Cost
        $199 per day or $349 for both days

        Location Information
        CFE FCU
        1000 Primera Blvd
        Lake Mary, FL 32746

        Speaker

        Deborah L. Rightmire, CCUE  is Vice President of Asset/Liability Management for the Texas Credit Union League, overseeing the operations of TCUL ALM Resources. She provides semi-annual ALM analysis and consulting services for credit unions across the U.S. representing over 90 billion in combined assets.

        For more ALM Essentials & Implementation Training information, visit theLSCU Education Calendar or contact LSCU Associational Services Support Specialist Becki Payne at 231.0545 ext. 2129. [ Return to Top ]

        Education Calendar

        Upcoming Events:

        Tuesday, February 28
        Identifying & Preventing Elder Financial Abuse
        3 to 4 p.m. EST - Webinar

        Tuesday, March 6
        Troubled Debt Restructuring Issues
        3 to 4 p.m. EST - Webinar

        Wednesday, March 7
        Overdraft Protection Update: Regulations, Lawsuits & Guidance
        3 to 4 p.m. EST - Webinar

        To view the full 2012 LSCU Education Calendar of Events, click here.

          [ Return to Top ]

        LEVERAGE News
        CFPB launches inquiry into overdraft programs, what it means for your institution

        The Consumer Financial Protection Bureau (CFPB) is once again looking into overdraft fees. The CFPB is requesting information from previously identified banks relating to the following overdraft practices:

        • Transaction re-ordering that increases consumer costs
        • Missing or confusing information
        • Misleading marketing materials
        • Disproportionate impact on low-income and young consumers

        In addition to this inquiry, the bureau will collect data from several of the largest banks in the country to evaluate how those institutions’ overdraft policies affect consumers.

        While there has been much speculation on the impact the CFPB would have on financial institutions, there was some clarification earlier this month when CFPB Director Richard Cordray announced efforts to focus on financial literacy issues that affect consumers. The CFPB is focusing on overdraft program processes and practices that may be harmful to consumers.

        “We’ve known since before the CFPB was operational that regulators would have their sights set on undisclosed overdraft programs,” said John M. Floyd, chairman/CEO of John M. Floyd & Associates (JMFA). “And while this news should be a cause for concern for institutions that offer undisclosed overdraft programs, the increased scrutiny should actually be welcomed by credit unions that are concerned about fees and practices that are deemed harmful.”

        To avoid the scrutiny of the CFPB, credit unions must provide members with a clearly defined program that guarantees full regulatory compliance while providing a valuable safety net, Floyd explained. “Compliant overdraft programs are still a valuable service that helps consumers to better manage their finances and helps credit unions strengthen their relationships with members and improve their performance,” he said.

        According to Floyd, JMFA OVERDRAFT PRIVILEGE® is completely disclosed and meets all regulatory expectations. “In fact, the transparency that is being advocated by the CFPB has been part of our program from the beginning.  We expect no issues whatsoever,” he said.

        The JMFA program provides easy-to-understand account holder education materials, thorough staff training, appropriate daily limits on the number of transactions and fees, as well as counseling on program alternatives that may be more appropriate for some members.

        “Having access to a compliance expert can help credit unions avoid the stress of regulatory uncertainty and help them to make sure their overdraft program meets all compliance requirements and exceeds their members’ service expectations,” Floyd concluded. “In the end, both the institution and its members will benefit.”

        Don't forget to follow LEVERAGE news and updates on:


        [ Return to Top ]

        News from You
        SunState FCU launch debt cancellation product

        From left to right, SunState FCU staff Joe Akins, Jim Woodward, Michael Roberts, and Jenny Stewart-Orris celebrate the launch of their partnership with CUNA Mutual by offering to members the credit union's own Debt Cancellation product called SunSecure (TM). This provides members protection from death, disability and involuntary unemployment by making the members loan payments should a protected event occur. This was a multi-year process involving league staff to get the appropriate legislation passed and then the insurance department promulgating the appropriate rules.

          [ Return to Top ]

        Army Aviation Center FCU employees donated $7,500 in 2011

        John Belcher, executive director of the Enterprise Christian Mission, accepts a check from Lisa Hales, AACFCU vice president of marketing.

        Enterprise Christian Mission was one of eleven charities that Army Aviation employees donated funds to in 2011 from money collected from employee jeans day.


        [ Return to Top ]

        Tallahassee FCU now offers payday lending alternative
        Tallahassee Federal Credit Union is partnering with XtraCash, LLC, a credit union service organization (CUSO) based in Lenexa, Kansas, to deliver short-term loans to local credit union members.  Nearly 30 million U.S. households – many of whom are credit union members – are either unbanked or rely on alternative financial services, such as storefront payday lenders.     
         
        Tallahassee FCU members choosing to take advantage of an XtraCash short-term loan will save money by using XtraCash, compared to a typical storefront payday lender, because the credit union can now offer lower-cost short-term loans and provide financial education. 

        “Credit unions like Tallahassee FCU find added value in the XtraCash payday loan alternative program, due to the fact they can help members break out of the high-interest, storefront payday loan cycle through our offering of financial education and assistance,” said Steven Nazaruk, Tallahassee Federal Credit Union president/CEO. [ Return to Top ]

        EMPLOYMENT
        View available credit union jobs

        To view the available jobs on the LSCU homepage, visit the LSCU CU Jobs Center. [ Return to Top ]

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