|February 26, 2018
Center for American Progress Unveils "Medicare Extra for All"
The plan would allow employers and individuals to join Medicare Extra, but it would not be required, preserving a role for employer coverage and the health insurance industry.
The Center is an independent nonpartisan policy institute that is dedicated to improving the lives of all Americans, through bold, progressive ideas, as well as strong leadership and concerted action. Their aim is not just to change the conversation, but to change the country. Former U.S. Senator Thomas Daschle is the chair of the group.
"Medicare Extra for All" is modeled on the Medicare program, but it would be available to everyone regardless of income, health status, age or insurance status. It would also preserve employer coverage as an option for those Americans satisfied with their current coverage. It would include enhancements to the current Medicare program including an out-of-pocket limit, coverage of dental care and hearing aids, and integrated drug benefits. Medicare Extra would eliminate underinsurance, offering coverage with zero or low deductibles as well as no-cost preventive care, generic drugs, and treatment for chronic disease. Premiums would be capped based on income to ensure affordability and handled automatically through the tax system.
Payment rates for medical providers would reference current Medicare rates and employer plans would be able to take advantage of these savings. Medicare Extra would negotiate prescription drug prices by giving preferences to drugs whose prices reflect value and innovation.
The full plan, Medicare Extra for All: A Plan to Guarantee Universal Health Coverage in the United States, is available from the Center.
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