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June 3, 2016

In This Issue
Why NAHU is Fighting to Save the Employer Exclusion
Ohio Becomes the Latest Co-Op to Collapse
NAHU Sends Comment Letter on Transparency
Compliance Cornered: Data Match Letter Demands Action
Compliance Corner Webinar: Understanding the Basics of Health and Welfare Form 5500
Did You Miss Janet’s Live from NAHU! Webinar? Watch it Now!
The ShiftShapers Podcast with David Saltzman
HUPAC Roundup
What We’re Reading
Tools
E-mail the Editor
Visit the NAHU Website
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Why NAHU is Fighting to Save the Employer Exclusion

In recent weeks, some members of Congress have begun laying the groundwork for what could be the most significant debate over the fundamental basis of how health insurance is delivered in the United States. Various policy proposals under development threaten to eliminate or cap the employer tax exclusion for health insurance. This would decimate the employer-based system, where a recent report found that a majority of Americans, roughly 169 million, receive their insurance coverage through this system. NAHU is very concerned about these proposals, which is why we called on all members and your employer clients to take action last week on an Operation Shout urging Congress not to change the health insurance delivery model that has worked for Americans for decades... Read More

Ohio Becomes the Latest Co-Op to Collapse

Last Thursday, Coordinated Health Mutual’s InHealth Mutual became the 13th healthcare co-op to announce that it would close, leaving just 10 remaining of the original 23 co-ops. InHealth Mutual enrolled nearly 22,000 individuals in coverage in the state, largely around Cincinnati, Columbus, and Dayton. Shortly after the closure was announced, NAHU asked CMS to clarify with the Ohio Department of Insurance (ODI) whether the closure of the co-op would result in a loss of coverage to trigger a special enrollment period (SEP) for plan enrollees to be able to choose a new plan outside of the regular open enrollment period. CMS officials met with the ODI last week and are currently working on an announcement to clarify that SEPs are to be offered to current InHealth enrollees to enroll in new coverage... Read More

NAHU Sends Comment Letter on Transparency

On Tuesday, NAHU sent the Office of Management and Budget a comment letter in support of the proposed collection of information for transparency in coverage reporting by qualified health plan (QHP) issuers. We noted in our letter that providing consumers with the ability to compare health services will engage, educate and empower consumers to make informed choices, which will help them lower cost and improve overall health and wellbeing. The proposed data-collection effort would help consumers gain access to more information so they can make more informed decisions and we believe that it will both enhance the performance of the federal marketplace and provide value to consumers and agents and brokers who assist them. Transparency is the cornerstone of meaningful cost reform for consumers... Read More

Compliance Cornered: Data Match Letter Demands Action

Head over to the Compliance Cornered blog to check out our latest post: Data Match Letter Demands Action. NAHU members report that employers are seeing a recent flurry of data match letters. Exactly what is causing this renewed and reinvigorated activity isn’t clear, but employers need to be on the watch for these letters and understand their responsibility to respond to them... Read More

Compliance Corner Webinar: Understanding the Basics of Health and Welfare Form 5500

Join Lynda Taylor and Ann McAdam from Wrangle LLC for a NAHU member-exclusive Compliance Corner webinar on Thursday, June 9, at 1:00 p.m. ET titled, “Understanding the Basics of Health and Welfare Form 5500: The Who, What, Why, When, Where and How.” As a benefits professional, your clients lean on you to assist in compliance, particularly Form 5500 reporting. The DOL and IRS know many are not upholding the ERISA reporting and disclosure provisions, and failure to comply can result in expensive penalties of up to $1,100 per day. This presentation will help you develop a firm grasp of the basics regarding Health and Welfare Form 5500. It will address the reporting rules, when you amend a plan and what to do if the IRS or DOL corresponds with a client... Read More

Did You Miss Janet’s Live from NAHU! Webinar? Watch it Now!

On Wednesday, NAHU CEO Janet Trautwein presented the latest installment of the Live from NAHU! webinar series with a masterful analysis of the 2016 election cycle. This webinar helped answer many  pressing questions of this exciting yet confounding election that has proven to be anything but ordinary, such as: What does all of this mean for health insurance moving forward? What does the future of employer-sponsored coverage look like? Could single-payer movements gain any traction in states or at the federal level? What would repeal-and-replace look like under a Trump presidency? What would Hillary Clinton’s healthcare plan look like?... Read More

The ShiftShapers Podcast with David Saltzman

If you are thinking about taking a more consultative approach and want a roadmap for how to get there, this episode is for you!... Read More

HUPAC Roundup

The significant news out of Washington this week was that House Speaker Paul Ryan finally came out after a month of hesitation and endorsed Republican nominee Donald Trump for president. In an op-ed in his hometown newspaper Ryan mentions the several private conversations he's had with Trump and wrote that "It's no secret that he and I have our differences. I won't pretend otherwise. And when I feel the need to, I'll continue to speak my mind. But the reality is, on the issues that make up our agenda, we have more common ground than disagreement." While this is welcomed news to the Trump campaign and other Republicans, who have welcomed Trump with open arms, the Republican “Never Trump” movement was disappointed with the announcement and were hoping for better from the House Speaker, who has always expressed his commitment to conservative principles. It remains to be seen how this endorsement will affect down ballot House races, now that there is no question that Republican congressional leadership is fully embracing Trump and his agenda... Read More

What We’re Reading

It’s National Doughnut Day, so naturally we’re reading the latest on how the government wants to control what we eat and drink, with the latest salt-intake regs out this week... Read More

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