If this page doesn't display properly in your email, click here. November 12, 2014
New Jersey Bankers Association
Legislative Update
Applications Bulletin
Regulatory Bulletin
Buy-Sell Loans/Participations
Web Seminars
The Bulletin Is Evolving

Readers of the Bulletin are aware that changes are being made to improve readability. We'll be under construction for the next few months. Your feedback is important to us, please let us know how you are liking the changes and if you have any suggestions at esuckiel@njbankers.com.

2014 Commissioner's Banking Symposium

The New Jersey Department of Banking and Insurance will host a day of "Mitigating Risk of Success" on December 9, 2014 at Battleground Country Club. Join industry leaders from state and federally chartered banks and other financial service companies for a day of interesting speakers and networking opportunities. The program will include panel discussions on mortgages in New Jersey, cyber security, new electronic payment systems, investment banking, and the current marketplace. Read More

Political Pontifications
Mike Affuso, EVP/Director of Government Relations, New Jersey Bankers Association

In a campaign, a candidate may say something positive, say something negative or not say anything at all.  Nationally, the Republicans chose the second, Democrats chose the last.  The Democrats lost.  Any message beats no message. Read More

NJBankers Recognizes Former Association Chairs

On October 29, NJBankers Chairman Gerald Reeves and Immediate Past Chairman Stewart McClure hosted a group of Former Chairman for a reception and dinner at the Morris County Golf Club. Read More

Deadline Approaching: Members Urged to Vote for Kevin Cummings and Christopher Martin to Serve on the FHLBNY Board of Directors

NJBankers members that are eligible to vote in the FHLBNY Board of Directors’ election are reminded that the Association’s Board of Directors have named Kevin Cummings, Investors Bank, and Christopher Martin, The Provident Bank, as the recommended candidates for the two New Jersey directorship seats with terms that commence January 1, 2015. Read More

New Leaders in Banking Results Are In!

The annual New Leaders in Banking awards honor the up and coming rising leaders in New Jersey's banking industry. We are pleased to announce, and congratulate 13 recipients of this year's New Leaders In Banking award!

Read More

Liseno Honored with Boy Scout Tribute to Women Award

Metuchen Savings Bank President and CEO Katherine Liseno was recently honored with a “Tribute to Women Award” presented by the Boy Scouts of America. Liseno was recognized for the support that she and the bank contribute to the communities they serve and for their ongoing support of the Boy Scouts. Congratulations, Kathy! Well deserved!

FDIC Survey Shows that More of the Unbanked Are Turning to Prepaid Cards

The FDIC sponsored the third National Survey of Unbanked and Underbanked Households to collect data on the number of U.S. households that are unbanked and underbanked, their demographic characteristics, and their reasons for being unbanked and underbanked. Read More




CFO Conference

November 14, 2014

2014 Joint Mortgage Lending Conference
November 19, 2014

BSA/Anti-Money Laundering Seminar
November 21, 2014

2014 Directors College
November 21, 2014

2014 New Leaders in Banking
December 2, 2014

BankHorizons 2014
December 3, 2014

Economic Leadership Forum
January 16, 2015

111th Annual Conference
May 27, 2015

Sponsorship, Exhibiting
& Advertising Opportunities
Available -
Click Here!

Other Industry Meetings
View Other Meetings
Mark Your Calendar
View Upcoming Events

NJBankers and Crowe Horwath LLP Present Free Compensation Survey - Improving Your Human Capital ROI Webinar Rescheduled

NJBankers invites you to join us on Friday, November 14 at 2:30 p.m. for an informative webinar covering information and highlights from the recently published 2014 Financial Institutions Compensation Survey. This webinar will be presented by professionals from Crowe Horwath LLP. Read More

Helping Sandy Victims Return to Their Homes

Habitat for Humanity volunteers, take a look at what your hard work has accomplished thus far! Much of the siding is up, bathtubs and shower are in, and the rooms now have drywall. Click here to take a look at the lives you have impacted!


Before and after Bankers Build Participants Help Homeowner

FFIEC Releases Observations About Risk and Questions CEOs and Board Members Need to Ask

The FFIEC piloted a cybersecurity examination program at over 500 community banks to evaluate preparedness to mitigate cyber risks. FFIEC has released observations about the range of inherent risks and the varied risk management practices among banks and suggests questions for CEOs and Boards to consider when assessing their bank’s cybersecurity and preparedness. Click here for the findings and related guidance. Read More

FOMC Reports that Economic Activity is Expanding

Information received since the Federal Open Market Committee met in September noted that economic activity is expanding at a moderate pace. The Committee judges that there has been a substantial improvement in the outlook for the labor market since the inception of its current asset purchase program. Read More

Senior Loan Officer Opinion Survey Results Indicate Modest Number of Banks Have Eased C&I Loan Standards

The October 2014 Senior Loan Officer Opinion Survey on Bank Lending Practices addressed changes in the standards and terms on, and demand for, bank loans to businesses and households over the past three months.  Read More

Mortgagee-In-Posession May be Liable

The NJ Appellate Division holds that the Mortgagee-In-Possession may be liable for failure to maintain debtor’s real property or to put it to productive use.

In an unpublished opinion, the New Jersey Superior Court, Appellate Division, recently stated that a mortgagee in possession of real property may be held liable to the property owner for failing to use the “same diligence to make it productive that a provident owner would use and to keep it in good ordinary repair.” Read More

Data Breaches Hasten EMV Migration Plans; Latest Debit Issuer Study Shows Renewed Card Security Focus
Steve Sievert, executive vice president, PULSE Marketing and Communications

The 2014 study objectively presents facts about debit card issuer performance and perspectives across electronic payments. Read More

Payments Must Be Fast, Secure, Mobile to Maintain Financial Institution Edge
Information from a White Paper released by Associate Member Fiserv

Nonbank players may be competing for the growing mobile payments business, but financial institutions have the advantage of being consumers' most trusted channel, according to the Ovum 2014 Consumer Insights Survey. Read More

Economic Conditions and Indebtedness Creating a Boomerang Generation

A relatively new trend has grabbed the attention of journalists and policy makers alike, who have popularized terms like the “boomerang generation,” referring to young adults who move back in with their parents after having lived on their own. Read More

Nominate Your Chief Financial Officer for a CFO Innovation Award!

Do you work with an innovative CFO? In the last three years, has your CFO led an initiative requiring an innovative approach or solution? Are these efforts and the outcomes worthy of an award? Then nominate your CFO for a CFO Innovation Award! Read More

BSA/Anti-Money Laundering Seminar Features New Speaker

Friday, November 21, 2014
This program, presented by Ken Golliher of Pegasus Educational Services, LLC, incorporates a review of all of your institution's BSA compliance responsibilities.
Read More

Upcoming NJBankers Conferences - Don't Miss Out On Opportunities for Professional Development!

CFO Conference w/ FMS NY/NJ - Friday, November 14, 2014
Don’t miss out! Last chance to get 5 CPE Credits!

Joint Mortgage Lending Conference - Wednesday, November 19, 2014
This one-day event is a must in order to keep current and hear the latest information about mortgage trends.  If helping qualified borrowers purchase or renovate with a single loan is important to you, then this is your event!

Directors College with the FDIC - Friday, November 21, 2014
Due to the high demand we have been able to increase our maximum registrations to 130 attendees.  Make sure your directors attend in order to stay abreast of the ever-changing regulatory and economic environment.

BankHorizons 2014 - Wednesday, December 3, 2014
BankHorizon’s a day not to miss! Besides exhibitors, topics such as,  “The Emergence of the ISO in Community Banking” and “ The Criminal Threat to the Banking Industry” will be presented.

*click on the conference to get details  

Sponsorship opportunities available! 

Endorsed Service Providers Create Solutions

Allstate New Jersey Insurance Company
NJBankers is pleased to offer Allstate's 2014 year end promotion to its membership.

Deluxe Financial Services, Inc.
Bank and credit union executives will network with peers, gain insights on how to impact their financial year in 2015 at the Deluxe Exchange.

Senior Housing Crime Prevention Foundation, Inc
Join SHCP for a detailed program about the Senior Crimestoppers which is the only initiative to have a measurable impact on the crime and abuse in America's low and moderate income nursing and Veteran homes. 

SNL Financial LC
The Annual SNL Financial Community Bankers Conference brought together leading community bank executives, board members, regulators, consultants and Wall Street professionals for the opportunity to network and share insights about strategic issues facing the industry.

Pension Management Company, Inc.
NJBankers Member Banks enjoy a 10% discount off all PMC's seminars and materials.

Associate Member CSI Offers Webinar Series

CSI - Computer Services, Inc.
Be part of CSI's complimentary Webinar series. Learn how the three major shifts impact your financial institution and what steps you can take to be more competitive, compliant and profitable.

Program Provides Pajamas and Books to Children in Need

The children live in various situations including group homes, shelters and temporary housing facilities. The goal of the Pajama Program is to spur a love of books and reading in these children. Read More

 Bulletin Tools
Search Back Issues
Forward this Issue
Print-Friendly Version
New Jersey Bankers
411 North Avenue East
Cranford, NJ 07016
Phone: (908) 272-8500
Fax: (908) 272-6626
To ensure delivery of the New Jersey Bankers Bulletin, please add "info@njbankers.com" to your email address book or Safe Sender List. If you are still having problems receiving our communications, see our white-listing page for more details: http://www.commpartners.com/website/white-listing.htm

To safely unsubscribe from this group, click here.
Visit NJBankers.com