If this page doesn't display properly in your email, click here. March 7, 2018
New Jersey Bankers Association
Connections was delayed due to Inclement weather
NJBankers in the News

Seven money tips for millennials
As millennials face unprecedented financial burdens such as student debt, the New Jersey Bankers Association is highlighting seven money tips to help them plan for a financially sound future. NJBankers recommends these seven tips: Be selective and choose a bank that’s best for your lifestyle; ask your banker how you can get a head start on your first major purchase by establishing credit or starting a retirement account; if your employer matches your 401(k) or other retirement contributions, contribute enough from day one to get the full match; save without thinking about it; tap into bank tech to make smarter decisions; sign up for email or text alerts; and set up a rainy-day fund.

Banks Deliver for all Business Types - McWeeney, Vitale, Moss and Cummings Quoted
For a small state, New Jersey is home to an astounding number of businesses that are equally impressive in their range of sizes and the diversity of the products and services they provide. Despite the challenge of online commerce, discount shopping outlets and big box stores, small businesses continue to employ vast numbers of the state’s residents and account for the majority of new business openings. Additionally, New Jersey’s business titans, including more than its share of Fortune 500 companies, are global players and household names.

*click headline for details

Industry News

FFIEC Revised A Guide to HMDA Reporting: Getting It Right!
The Federal Financial Institutions Examination Council (FFIEC) has issued FIL-10-2018 for A Guide to HMDA Reporting: Getting It Right! to reflect the October 2015 Home Mortgage Disclosure Act (HMDA) final rule, as amended in 2017. This compliance resource should help financial institutions better understand the final rule's requirements, including the data collection and reporting provisions.

Federal Reserve Board requests comments to simplify Regulation J
The Federal Reserve Board has requested comment on amendments to simplify Regulation J (Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers through Fedwire) and to make it conform more closely with Regulation CC (Availability of Funds and Collection of Checks).

OCC to Host Mutual Savings Association Advisory Committee Meeting
Wednesday, March 21, 2018
8:30 a.m. EDT
OCC, 400 7th Street SW, Washington, D.C. 20219
The purpose of the MSAAC meeting is to advise the OCC on regulatory changes or other steps the OCC may be able to take to ensure the continued health and viability of mutual savings associations and other issues of concern to mutual savings associations.

*click headline for details

Endorsed Service Provider News

CRA Partners present CRA Credit That’s Worth a Lot More Webinar
Thursday, March 22, 2018
10:00 a.m. - 10:30 a.m. EST
Join this webinar to discover how your bank can receive guaranteed CRA credit on both the lending and investment test, along with service credit consideration – all through a unique, turnkey program that works in your community. CRA Partners knows how difficult it has become to find meaningful CRA credit opportunities. That’s why they developed a low-risk, profitable solution for banks that’s worth a lot more than just checking a box. Webinar Questions? Call CRA Partners at 901.529.4765
*Click headline for details

Member News

Peapack-Gladstone Bank Announces Appointment of Todd M. Poland
Peapack-Gladstone Financial Corporation (NASDAQ Global Select Market: PGC) and Peapack-Gladstone Bank  announced the appointment of Todd M. Poland as Executive Vice President, General Counsel at Peapack-Gladstone Bank.  Working out of the Bank’s Headquarters in Bedminster, New Jersey, Poland is responsible for overseeing all legal affairs of the Company in addition to providing advice to the Bank’s executive management team on all matters of law and policy. 

Provident Bank signs marketing agreement with MLS’ Red Bulls
According to an article in NJBIZ, Provident Bank has signed a marketing agreement with the New York Red Bulls soccer team.

State bank a bankrupt idea: MARTIN
Christopher Martin, Chairman, President & CEO, Provident Bank has deep concerns about Gov. Philip Murphy's proposal to create a state bank. Although there are limited details about the proposal so far, there are several aspects about the concept described by Murphy that would clearly make the idea impractical and unnecessary.

Somerset Savings Bank Announces Changes to its Board of Directors
Somerset Savings Bank announced that William P. Taylor has been named Chairman of the Board, replacing David Prugh who retired.  The Bank also announced that Christopher Pribula has been elected to a two-year term as a Director for the Bank.

ROI-NJ reveals its ROI Influencers Power List 2018
Congratulations to NJBankers members and associate members who were named to the ROI-NJ 2018 Power List. The list is a who’s who of forerunners in the Garden State. NJBankers members included:

Kevin Cummings

Investors Bank

Robert Doherty
State President
Bank of America

Linda Bowden
New Jersey Regional President

Joseph Boccassini
Managing Partner
McCarter & English

Anthony Coscia
Windels Marx Lane & Mittendorf

Max Crane
Managing Partner
Sills Cummis & Gross

Edward Deutsch
Managing Partner
McElroy Deutsch Mulvaney Carpenter

Patrick Dunican
Chairman & Managing Director

William Palatucci
Special Counsel

Ted Zangari
Sills Cummis & Gross

*click headline for details 



Media Relations Training Seminar w/ Shazam
March 29, 2018

Womens Leadership Bootcamp
April 9, 2018

Liquidity Workshop w/ KPN
April 19, 2018

114th Annual Conference
May 16, 2018

Women in Banking Conference
June 13, 2018

See njbankers.com for details.

Other Industry Meetings
View Other Meetings
Mark Your Calendar
View Upcoming Events
Associate Member News

Banker's Toolbox Announces Certified Financial Crime Specialist (CFCS) Scholarship
Banker's Toolbox, Inc., frontrunners in the financial compliance and risk mitigation industry, announced a new partnership with the Association of Certified Financial Crime Specialists. In a partnership with the association, Banker's Toolbox has established a scholarship for the Certified Financial Crime Specialist (CFCS) certification program to promote the importance of financial crime proficiency within the industry. This certification sets a strong foundation for industry professionals to increase their success in detecting and preventing financial crime. 

*click headline for details

Get Recognized!
Show your community impact!

The Community Service Award program highlights the significant impact NJ banks have on their local communities.  Members are encouraged to submit information and photographs on initiatives that show how their financial institution makes New Jersey’s communities’ better places to live, work and play. Contact Emily DeMasi for deadline details! Read More

NJBankers 2018 Service Award Program is Open

NJBankers recognizes employees and directors of member institutions who are celebrating their 15th, 20th, 25th, 30th, 35th, 40th, 45th, and 50th years of service to the banking industry in 2018.  Those being recognized will be included in the SERVICE AWARDS booklet which will be distributed at the 114th Annual Conference and hand delivered or mailed with a certificate following the Conference. Please have your typed submissions  submitted by March 12, 2018 to esuckiel@njbankers.com.

NJBankers Leadership Academy

Advanced Leadership:  Leading Your Managers
Monday, April 16, 2018
NJBankers Office
411 North Avenue East
Cranford, NJ 07016
8:30 a.m. – 4:00 p.m.

There is a Pre-Requisite for this module:  completion of a DISC Training Program.

Leading managers who have direct reports requires a different skill set than managing a team of individual contributors. To be effective in that role, leaders need to move beyond making sure that work expectations are met and focus more heavily on coaching their managers to support and develop their teams.

Directors Training Web Seminars

The Webinar Package offers all of your directors and staff approximately 25 one-hour web-seminars (a year) that can be viewed live or at any subsequent time on an unlimited basis.

*click headline for details 

Association Call Report Update & Review Workshop (Live Stream)

Monday, March 26, 2018 - 9:00 a.m. – 4:00 p.m.
Attend from your bank on through a virtual live stream connection!
The Seminar Will Cover: Revisions to the March 2017 Call Report and proposed changes to March and June 2018; Detailed review of RCR under Basel III, including the proposed simplifications to the capital rules; Recent Accounting Guidance (equities, leases, other real estate); In-Depth Discussion of Loan Classification reporting rules; and Common Errors made in call report preparation. Annual training in Call Report Preparation is highly recommended by bank regulators, not just for preparers of the call report, but also for reviewers. A reviewer needs to understand the reporting requirements and should spend at least 3-4 hours performing a detailed check of the completed Call Report Schedules and supporting documentation. New and experienced preparers and reviewers should be trained. 

Read more 

Accessibility Lawsuits on the Rise: Compliance and Class Action Defense Strategies Seminar

Wednesday, March 28, 2018
Brookdale Community College, Lincroft, NJ

Community and regional banks are experiencing increased litigation based on alleged deficiencies in accessibility under the Americans with Disabilities Act (ADA). These lawsuits are focused on bank website compliance.   Understanding the ADA’s requirements and defense strategies is crucial to migrating risk. Covered Topics: ADA Accessibility Requirements Generally; ADA Accessibility Requirements Regarding Website Compliance; Current State of Litigation; Defense Strategies; and Class Action Risks. 

Read More 

Register Today for the 2018 NJBankers Annual Conference!

Click here to check out our new and improved Program!

Sponsorship Opportunities:  jzorn@njbankers.com or 908.272.8500 x611
Exhibit Opportunities:  czaccaro@njbankers.com or 908.272.8500 x632
Advertising Opportunities:  edemasi@njbankers.com or 908.272.8500 x610
General Inquiries:  info@njbankers.com

Click here for full Conference Program


Any cancellations, please contact Jenn Zorn at 
jzorn@njbankers.com or 908-272-8500 x611 before contacting the hotel. If anyone is in need of a room please contact Jenn.


Mark Zinder
Speaker, Economic Forecaster, Writer and Consultant
Thursday, May 17: What Happens Next
Mark Zinder is a seasoned financial professional and keynote speaker with a unique gift for making the complicated clear as he examines the trends and ideas actively shaping business today. Mark’s distinctive and captivating style has made him one of the busiest and most requested speakers in the fields of finance, economics and business development. He honed his talents with Sir John Templeton, Dr. Mark Mobius, Mr. Michael Price, and other renowned economists and money managers.

Dave DeFazio
Partner, StrategyCorps
Friday, May 18: The Amazon Prime Effect
Dave DeFazio is a partner at StrategyCorps and works with bank clients to design, build and implement a variety of checking, marketing and training programs. His extensive financial services experience and continuous research in the field ensures each product and service meets the needs of today’s retail bankers. As partner, he develops consumer sites and mobile apps that deliver value to bank customers as well as analysis tools that allow clients to have a deeper understanding of customer relationships and product profitability.

Scott Pioli
Assistant General Manager, Atlanta Falcons
Saturday, May 19: Diversity
Scott Pioli is entering his 25th season in the NFL, and his fourth as the Falcons Assistant General Manager. Since joining the Falcons, Pioli and General Manager Thomas Dimitroff retooled the roster and specific scouting processes en route to the clubs second Super Bowl appearance in 2016. In nine years with the New England Patriots, Pioli helped the club win Super Bowls XXXVI, XXXVIII, and XXXIX, claim four AFC championships, and six AFC East titles.

Lieutenant Colonel
Robert J. Darling

United States Marine Corps (Ret.)
Saturday, May 19: Crisis Leadership
Lieutenant Colonel Darling retired from the United States Marine Corps with over 20 years of active duty service. He flew attack helicopters in Desert Shield and Desert Storm during the first Gulf War and in Somalia, Africa, in support of Operation Restore Hope. Lt. Col. Darling supported the President, Vice President and National Security Advisor in the President's Emergency Operations Center (PEOC) on September 11, 2001. He has addressed numerous academic, government, and military organizations and is the author of 24 Hours Inside the President’s Bunker, 9/11/01: The White House and the President.

Marty Lyons
Former New York Jets, Defensive Tackle/Defensive End
Saturday, May 19: Inspirational Breakfast
Marty Lyons’ football experience matured under the guidance of the late Paul “Bear” Bryant at the U of Alabama where he was All-American. He was captain of the NCAA Division 1 National Champion team. He was inducted into the 2011 College Football Hall of Fame and is the 2017 recipient of the Paul W. Bryant Alumni – Athlete Award. His football career with the NY Jets spanned 12 years where he played both defensive tackle and defensive end. Along with Mark Gastineau, Joe Klecko and Abdul Salaam, he was a key player in the infamous “New York Sack Exchange”. Marty decided to use his name and God given talent to make a difference in the lives of terminally ill children. The Marty Lyons foundation has fulfilled 7,300 wishes for these children.

Upcoming NJBankers Conferences - Don't Miss Out on Opportunities for Professional Development!

Media Relations Training Seminar in Conjunction with Shazam
Thursday – March 29, 2018
Ramada Plaza Hotel, Monroe Twp.

So you’ve pitched a story or had a critical incident and the media are on their way or asking questions. Now what? Our speaker, Pat Dix, Shazam VP of public relations and veteran reporter/TV anchor was recently quoted in this article – Crisis Remediation: Are you prepared. Just take a look. You’ll see that attendees of this seminar are sure to get valuable information from a seasoned professional who will review critical incidents and so much more! Be smart when dealing with the media! Join us!  

Bank Security Seminar
Wednesday, June 27, 2018
Brookdale Community College, Lincroft
Who Should Attend? A one-day continuing education security seminar for anyone with responsibilities in bank security, risk management, bank operations or administration, legal counsel and fraud prevention. 
Your day will include the following topics:
• National Security Update
• Robbery Training for Front Line Staff
• The Four L's of Physical Security
• Securing the Future
• Call Center Security: Dialing for Dollars

2018 Bank Trainers Conference

June 26-28, 2018
ChampionsGate – Orlando, Florida

The CBA is pleased to announce that they have joined the Bank Trainers Conference as an Event Partner.  The 2018 Conference is being hosted by the Center for Financial Training and Total Training Solutions.

The Bank Trainers Conference (BankTrainers.com) is designed for employees of financial institutions who are involved in training within their organization.  In the first five years, a total of 861 training professionals representing 298 financial institutions from 47 different states (plus Guam and the Cayman Islands) have attended the Bank Trainers Conference.  Starting with 65 attendees at the first conference in Orlando in 2012, the conference now averages close to 200.

This conference is action packed with two days of several sessions and more being added every day!  The program includes 2 pre-conference workshops, 13 confirmed speakers (with more coming), more than 30 training sessions, 3 learning tracks and networking with over 150 of your peers!  To view the entire schedule, visit http://banktrainers.com/agenda/.

To register, click here Select “State Association/League - Enter Referral Code Below” in the “How Did You Hear About This Conference?” section.  Type “NJBA” in the “Referral Code” box.

All registrations received on or before March 31, 2018 will be entered into a drawing for a free suite upgrade (up to three nights) at this year’s conference!

We hope you will consider attending the Bank Trainers Conference. 

Join FMS NY/NJ for Casino Night

Thursday, March 15, 2018
The Brownstone - Paterson, NJ

This year the Financial Managers Society’s New York / New Jersey Chapter will forgo its March 2018 Mini- and Dinner Session and instead will be holding a special evening.  They are proud to announce their 1st ever “Charity Casino Night” fundraiser on March 15, 2018.  This event will raise funds to benefit the “Lupus Foundation of America Northeast Region” and the “Lupus Foundation of America New Jersey Chapter”. Read more

Check Out Endorsed Service Provider PMC's Winter/Spring 2018 Seminar(s)

Go for the gold with the Best IRA Training Value in America!  Announcing PMC’s Winter/Spring 2018 IRA Seminar tour.  As an endorsed service provider of NJBankers, PMC’s acclaimed staff will be conducting two day IRA training workshops in 14 convenient locations; in particular, Vineland and Cranford, NJ.

Note: All current members of NJBankers registered for one or two days of solid IRA & HSA training from PMC will receive 10% discount off of their low registration fee.

For more information and to register, simply visit:
Click here or call PMC at 800-233-3207. 

PMC's 2018 IRA Reference Volumes

No other IRA resources are updated and relied upon as PMC’s 2018 IRA Reference Volumes.  Utilizing PMC’s IRA reference volumes will give you confidence knowing you’re the IRA expert. Check out their three great options, perfect for any individual or team, and know that all current NJbankers members will receive a 10% discount when purchasing the most respected IRA Reference Volumes in America!  Order today: Click here!

ICBA Capital Summit

Sunday, April 8, 2018 – Wednesday April 11, 2018
Grand Hyatt Washington, Washington, DC

If access to capital, regulatory and tax relief, mortgage reform and agricultural lending are at the forefront of your mind, ICBA’s Capital Summit is the place to be. Join ICBA and fellow community bankers as we advocate for change in these areas.

The ICBA Capital Summit is an opportunity for bankers to lobby Congress and regulators. Registration is open to community bankers and event sponsors only.

The ICBA Capital Summit is the perfect forum for influencing change in the community bank space. This is our chance to make a difference for the future of our industry. Register Today!

ABA Government Relations Summit
Sunday, April 22 - Wednesday April 25, 2018
Washington Marriott Marquis - Washington, DC

The 2018 ABA GR Summit is the opportunity for you and your peers to advocate for the changes hometown banks need to better serve their customers. Our collective voice is critical as we educate policymakers on the important role banks play in economic growth and job creation.

More than a thousand banking industry peers come together each year to speak to Congress and regulators in a unified voice so that together, our industry can be heard.

*Open to Bankers, Bank Directors & Trustees and State Association Executives only.

This annual event attracts NJBankers officers and board members and other C-level banking officers.  The program includes visits with members of the New Jersey Congressional delegation.
For registration, please click here
Save the Dates for this spring's NJ March for Babies

Each week in NJ, 227 babies are born too soon. As a result, they can face serious health complications, physical and learning disabilities and some will not reach their first birthday.  March for Babies is the number one fundraising event for the March of Dimes that brings walkers, volunteers and sponsors together to celebrate their community. Coworkers, families and friends participate to fight premature birth and give more babies a healthy start. It’s never too soon to begin planning for this initiative. Here’s how you can get involved.

Read More 



 Connections Tools
Search Back Issues
Forward this Issue
Print-Friendly Version
New Jersey Bankers
411 North Avenue East
Cranford, NJ 07016
Phone: (908) 272-8500
Fax: (908) 272-6626
To ensure delivery of the New Jersey Bankers Connections, please add "info@njbankers.com" to your email address book or Safe Sender List. If you are still having problems receiving our communications, see our white-listing page for more details: http://www.commpartners.com/website/white-listing.htm

To safely unsubscribe from this group, click here.
Visit NJBankers.com Applications Bulletin Regulatory Bulletin Advertising Sponsorships