December 16, 2015
We've Got You Covered
In This Issue
PHBP
Who We Are
Your Benefits
Essential Plan and Benefit Communications
Pharmaceutical Drug Plan - Changes for 2016
Plan Changes - Opposite-Sex and Same-Sex Domestic Partnerships
Essential PHBP Employer Communications
Dramatic Freelance Dependent Cost Reduction for 2016 Open Enrollment
Employer Checklist for period ending December 31, 2015
New Participation Agreement provides greater clarity around the definition of Gross Earnings
Your Health and Wellness
How Old Is Your Heart?
Proactively Managing your Health with Anthem's Health Programs and Tools
Updates
PHBP is offering dramatic reductions in freelancer dependent coverage for 2016. Open Enrollment period: December 11, 2015 - December 31, 2015.
 
2016 Open Enrollment has begun for those interested in Staff coverage.
 

 
 
Schedule
• 
Open Enrollment for Staff Employers: 12/2/2015 - 12/31/2015
 
•  Open Enrollment for Freelancers: 12/11/2015 - 12/31/2015
•  Freelancer Benefit Webinar: 12/17/2015: 9:00 PM EST - 10:00 PM EST

Existing Staff Benefit Webinar: 12/21/2015: 12:00 PM EST - 1:00 PM EST

New Staff Benefit Webinar: 12/21/2015: 2:00 PM EST - 3:00 PM EST

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Essential Plan and Benefit Communications
 
Plan Changes - Opposite-Sex and Same-Sex Domestic Partnerships

The Plan was amended on March 3, 2015 in light of the U.S. Supreme Court's decision in United States v. Windsor.

In short, the Plan's provisions have been updated to allow for individuals in same-sex relationships to be treated as married under federal law under certain circumstances, as follows:

1.  A Participant is married, or

2.  A Participant has a partner, the partnership is registered as a Domestic Partnership or a Civil Union by the state, city or county, and the Participant has jointly signed the Plan's affidavit of Domestic Partnership, or

3. A Participant has a partner, and the Participant has jointly signed the Plan's affidavit of Domestic Partnership with their partner.

Please note that all partnerships, whether registered in the state, city, or county, or not, must jointly sign the Plan's affidavit of Domestic Partnership. Issues of taxation apply to a dependent's coverage, and the Plan's affidavit of Domestic Partnership has been updated to allow for proper taxation. Please read the Summary Plan Description (SPD) posted on phbp.org for full detail surrounding this provision.  

The Plan was further amended on May 12, 2015 to eliminate the requirement that one or both opposite-sex domestic partners be age 62 or older. Again, please read the SPD posted on phbp.org for full detail surrounding this provision.

 

 

 

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Mailing Address:

Producers' Health Benefits Plan
c/o BeneSys
P.O. Box 2340
West Covina, CA 91793

Producers' Health Benefits Plan Office:

Executive Plan Administrator
Main Phone:
646-370-1431