December 16, 2015
We've Got You Covered
In This Issue
PHBP
Who We Are
Your Benefits
Essential Plan and Benefit Communications
Pharmaceutical Drug Plan - Changes for 2016
Plan Changes - Opposite-Sex and Same-Sex Domestic Partnerships
Essential PHBP Employer Communications
Dramatic Freelance Dependent Cost Reduction for 2016 Open Enrollment
Employer Checklist for period ending December 31, 2015
New Participation Agreement provides greater clarity around the definition of Gross Earnings
Your Health and Wellness
How Old Is Your Heart?
Proactively Managing your Health with Anthem's Health Programs and Tools
Updates
PHBP is offering dramatic reductions in freelancer dependent coverage for 2016. Open Enrollment period: December 11, 2015 - December 31, 2015.
 
2016 Open Enrollment has begun for those interested in Staff coverage.
 

 
 
Schedule
• 
Open Enrollment for Staff Employers: 12/2/2015 - 12/31/2015
 
•  Open Enrollment for Freelancers: 12/11/2015 - 12/31/2015
•  Freelancer Benefit Webinar: 12/17/2015: 9:00 PM EST - 10:00 PM EST

Existing Staff Benefit Webinar: 12/21/2015: 12:00 PM EST - 1:00 PM EST

New Staff Benefit Webinar: 12/21/2015: 2:00 PM EST - 3:00 PM EST

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Essential PHBP Employer Communications
 
Dramatic Freelance Dependent Cost Reduction for 2016 Open Enrollment

We've kicked off Open Enrollment season for Freelancers with dramatic reductions to dependent costs. Premium amounts payable to Anthem increased by approximately 14.5% in 2016, but we're not passing the full increase along to our freelancers with dependents. Our new monthly freelancer dependent cost structure will be $250 for the first dependent (whether that be a spouse or a child) and an additional $100 per dependent after that. So, for example, if someone has a spouse and a child, the cost to the freelancer would only be $350, rather than the full amount due to Anthem of $1,064.04 for family coverage (reflects the 16.24% increase effective in 2016). 

Overall, our low renewal rates for staff employers, new freelancer dependent cost model, and quality benefit plans, make us an attractive option for the 2016 plan year. We've already sent out our open enrollment information to our staff employers and freelance employees. Please feel free to reach out to susank@phbp.org with any questions, and stay tuned for more information about the Plan, as well as emails about benefit webinars scheduled between December 17th and December 21st.

We hope that you’ll continue to be part of PHBP, and look forward to another healthy year with you!”

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Mailing Address:

Producers' Health Benefits Plan
c/o BeneSys
P.O. Box 2340
West Covina, CA 91793

Producers' Health Benefits Plan Office:

Executive Plan Administrator
Main Phone:
646-370-1431