December 16, 2015
We've Got You Covered
In This Issue
PHBP
Who We Are
Your Benefits
Essential Plan and Benefit Communications
Pharmaceutical Drug Plan - Changes for 2016
Plan Changes - Opposite-Sex and Same-Sex Domestic Partnerships
Essential PHBP Employer Communications
Dramatic Freelance Dependent Cost Reduction for 2016 Open Enrollment
Employer Checklist for period ending December 31, 2015
New Participation Agreement provides greater clarity around the definition of Gross Earnings
Your Health and Wellness
How Old Is Your Heart?
Proactively Managing your Health with Anthem's Health Programs and Tools
Updates
PHBP is offering dramatic reductions in freelancer dependent coverage for 2016. Open Enrollment period: December 11, 2015 - December 31, 2015.
 
2016 Open Enrollment has begun for those interested in Staff coverage.
 

 
 
Schedule
• 
Open Enrollment for Staff Employers: 12/2/2015 - 12/31/2015
 
•  Open Enrollment for Freelancers: 12/11/2015 - 12/31/2015
•  Freelancer Benefit Webinar: 12/17/2015: 9:00 PM EST - 10:00 PM EST

Existing Staff Benefit Webinar: 12/21/2015: 12:00 PM EST - 1:00 PM EST

New Staff Benefit Webinar: 12/21/2015: 2:00 PM EST - 3:00 PM EST

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Your Health and Wellness
 
How Old Is Your Heart?

According to Benefitspro, around 75% of the population has a “heart age” that’s greater than their chronological age. Just in case you don’t know what a person’s “heart age” is, the CDC defines it as “the calculated age of a person’s cardiovascular system based on his or her risk factor profile. The risks include high blood pressure, cigarette smoking, diabetes status, and body mass index as an indicator of obesity”.

Did you know that, as a PHBP participant, you have access to tools designed to help you assess and improve upon your health? Please read through the "Essential Plan and Benefit Communications" section of this newsletter for a summary of these tools offered by PHBP's medical and dental carrier, Anthem. We'll provide more details about these health tools in upcoming newsletters as well.

You can read more about your "heart age" at http://www.benefitspro.com/2015/09/04/most-americans-hearts-older-than-their-age?eNL=55e9c4f2150ba0983657505a&utm_source=BPro_Daily&utm_medium=EMC-Email_editorial&utm_campaign=09072015&_LID=127436656 

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Mailing Address:

Producers' Health Benefits Plan
c/o BeneSys
P.O. Box 2340
West Covina, CA 91793

Producers' Health Benefits Plan Office:

Executive Plan Administrator
Main Phone:
646-370-1431