June 30, 2016
FROM GOING GREEN TO  NEW BENEFITS - PHBP KEEPS GETTING BETTER!
In This Issue
SHAPING THE PLAN TO FIT OUR EMPLOYEES
New Disability Benefits from Metlife
PHBP IS GOING GREEN WITH PAPERLESS COMMUNICATIONS AND WATER BOTTLES FOR ALL!
PHBP is going GREEN with Paperless Communications!
Eco-Friendly S'well Water Bottles Are Coming Your Way
Essential PHBP Plan and Health Communications
Your 2016 Summary Plan Description
Essential PHBP Employer Communications
Special Rules in Your Participation Agreement about Loan-Out Companies
Are you classifying your workers as Employees or Independent Contractors correctly?
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Essential PHBP Plan and Health Communications
 
Your 2016 Summary Plan Description

There were changes to your Summary Plan Description (SPD), effective January 1, 2016.

We're required to send all Plan participants an annual copy of the Summary Plan Description (SPD), along with the most current Summary of Material Modification (SMM). The SPD supplements the medical, dental, and vision information from Anthem and VSP, and describes in greater detail other important aspects of the Plan, such as eligibility and participation. The SMM supplements the SPD, and provides important summaries of any updates to the SPD's provisions. 

Please note that there were three critical updates to your benefits since last year's SPD was distributed:

1. There were dramatic reductions to freelancer dependent costs effective January 1, 2016.

2. The age requirement on opposite-sex domestic partnerships was removed, and procedures were added to the     SPD to allow for same-sex domestic partnerships, with regard to spousal benefits, even in states where registration for same-sex domestic partnership is not permitted. 

As a further reminder, PHBP has gone GREEN - so please don't forget to consent to electronic distribution of plan materials at PHBP.org

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Mailing Address:

Producers' Health Benefits Plan
c/o BeneSys
P.O. Box 2340
West Covina, CA 91793

Producers' Health Benefits Plan Office:

Executive Plan Administrator
Main Phone:
646-370-1431