|Your 2016 Summary Plan Description|
There were changes to your Summary Plan Description (SPD), effective January 1, 2016.
We're required to send all Plan participants an annual copy of the Summary Plan Description (SPD), along with the most current Summary of Material Modification (SMM). The SPD supplements the medical, dental, and vision information from Anthem and VSP, and describes in greater detail other important aspects of the Plan, such as eligibility and participation. The SMM supplements the SPD, and provides important summaries of any updates to the SPD's provisions.
Please note that there were three critical updates to your benefits since last year's SPD was distributed:
1. There were dramatic reductions to freelancer dependent costs effective January 1, 2016.
2. The age requirement on opposite-sex domestic partnerships was removed, and procedures were added to the SPD to allow for same-sex domestic partnerships, with regard to spousal benefits, even in states where registration for same-sex domestic partnership is not permitted.
As a further reminder, PHBP has gone GREEN - so please don't forget to consent to electronic distribution of plan materials at PHBP.org