PHBP Free/We've Got You Covered Newsletter - 12/16/2015  (Plain Text Version)

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In this issue:
•  Who We Are
•  Your Benefits
Essential Plan and Benefit Communications
•  Pharmaceutical Drug Plan - Changes for 2016
•  Plan Changes - Opposite-Sex and Same-Sex Domestic Partnerships
Essential PHBP Employer Communications
•  Dramatic Freelance Dependent Cost Reduction for 2016 Open Enrollment
•  Employer Checklist for period ending December 31, 2015
•  New Participation Agreement provides greater clarity around the definition of Gross Earnings
Your Health and Wellness
•  How Old Is Your Heart?
•  Proactively Managing your Health with Anthem's Health Programs and Tools


Who We Are

Learn more about us!

PHBP is an employer funded group insurance plan providing health coverage for eligible freelancers and staff employees in the commercial production industry. The Plan is specifically designed for the lifestyle of the freelancer in that there are approximately 169 commercial production companies participating in the Plan. As long as a commercial production company is a contributing employer to PHBP, a covered freelancer's work will count toward PHBP's coverage eligibility requirements. Once eligibility requirements are met, a freelancer's benefits are 100% free to the freelancer.   

With so many employers participating in PHBP, we're able to offer competitive rates and comprehensive benefits across medical, dental, and vision. In addition, our members receive an elevated customer service experience with access to PHBP's Third Party Administrator, BeneSys, Inc.

We'd like this newsletter to serve our community of employers and freelance and staff participants as a one-stop shop for information concerning your health and benefits. Please enjoy.

Kind regards,

Susan Kaiser, Executive Director, PHBP